Star Health- Family Health Optima Insurance PlanĀ
Who Can Take This Insurance?
- Any person between 18 years and 65 years of age can take this insurance for his/her family. Children can be covered from 16th day onwards.
- This policy can be renewed for the whole life of the Insured Person.
- This policy is on Floater Basis. The entire sum insured floats among all covered persons.Family for the purpose of this policy means self, spouse and dependant children not exceeding three in number.
Special Features of the Policy:-
- Recharge Benefit: This benefit provides additional indemnity upto specified limits, when the sum insured under the policy is exhausted / exceeded. This can be utilized for any claim payable under the policy.
- More than 400 Day Care procedures
- Expenses incurred towards cost of Health Check up
- Coverage for New born Baby
- Coverage for Domiciliary hospitalization treatments
- Donor expenses for organ transplantation
- Bonus: Bonus in respect of a claim-free year of insurance is allowable upto the limits specified. The bonus so granted will be reduced in the same order in which it was given following a claim. However the Basic sum insured shall not be reduced.
- Automatic Restoration of Sum Insured: There shall be automatic restoration of the Basic Sum Insured once immediately upon exhaustion of the limit of coverage during the policy period subject to the limits specified. This restored sum insured can be utilized, during the remaining policy period, for any other illness / diseases unrelated to the ones for which claim/s has /have been made.
To Buy or For More Details Call us M- 9315120004, 9896155783